Car insurance requirements in Iowa

It’s important for residents to know car insurance requirements in Iowa. The following are the coverage types and limit amounts required for auto insurance in Iowa; however these minimums are just a starting point, and you may want to consider increasing your coverage limits or purchasing additional coverage for further protection. 

  • Bodily Injury Liability to cover injury or death related expenses in an accident when you’re at fault – $20,000 limit per person/$40,000 limit per accident 
  • Property Damage Liability to cover property damage expenses in an accident when you’re at fault – $15,000 limit 

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Posted by Greta Eby

As a contributing editor, Greta helps create and develop insurance content on Rate Retriever. Her specialty is laying out information-rich insurance content so that it is easy and quick to digest. She has been with Rate Retriever since its start in 2022.