Car insurance requirements in Kansas
It’s important for residents to know car insurance requirements in Kansas. The following are the coverage types and limit amounts required for auto insurance in Kansas; however these minimums are just a starting point, and you may want to consider increasing your coverage limits or purchasing additional coverage for further protection.
- Bodily Injury Liability to cover injury or death related expenses in an accident when you’re at fault – $25,000 limit per person/$50,000 limit per accident
- Property Damage Liability to cover property damage expenses in an accident when you’re at fault – $25,000 limit
- Uninsured Motorist Coverage to cover medical expenses in an accident when the other driver is at fault but doesn’t have any car insurance – $25,000 limit per person/$50,000 limit per accident
- Underinsured Motorist Coverage to cover medical expenses in an accident when the other driver is at fault but doesn’t have enough liability insurance – Grouped with uninsured motorist coverage
- Personal Injury Protection to cover medical or funeral expenses if you and/or your passengers are hurt in an accident – the breakdown in Kansas for PIP limits is as follows: $4,500 limit per person for medical expenses; $900 limit per month for one year for disability/loss of income; $25 limit per day for in-home services; $2,000 limit for funeral, burial or cremation expenses; $4,500 limit for rehabilitation expenses
