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What does it cost to insure my Ford F-350?
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Our rates are based on public rate filings obtained by analytics company First Interpreter. While we may partner with some of the carriers you see on our site, we maintain editorial independence and it does not affect the rates you see. Read more about our rating methodology or see our rigorous editorial policy.Â
Last updated: February 26th, 2024
The Ford F-350 can be more expensive to insure compared to the average cost for all cars. This is because trucks like the F-350 tend to have higher insurance costs due to their larger size and potentially higher repair costs. Newer model years can also lead to higher insurance rates because of their higher value and more expensive parts. Additionally, higher trim levels like the F-350 SD XL can result in pricier insurance premiums due to their added features and increased value. It’s important for F-350 owners to consider these factors when determining their insurance costs.
Trim | Annual Premium |
---|---|
F-350 SD King Ranch | 2,731 |
F-350 SD Platinum | 2,749 |
F-350 SD Limited | 2,773 |
F-350 SD XL | 2,556 |
F-350 SD XLT | 2,584 |
F-350 SD Lariat | 2,664 |
The model year of your Ford F-350 will also impact the cost of car insurance. Generally, newer models cost more to insure than older models. A 2023 F-350 SD XL costs about $2,556 to insure on average, so you can expect older model years to be less expensive. The table below shows the average cost to insure different F-350 SD XL model years in 2024.Â
Year | Annual Premium |
---|---|
2024 | 2,753 |
2023 | 2,556 |
2022 | 2,262 |
2021 | 2,180 |
2020 | 2,131 |
2019 | 2,184 |
2018 | 2,092 |
2017 | 2,049 |
2016 | 1,996 |
2015 | 1,944 |
2014 | 1,878 |
Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024.Â
The table below shows an average of how much it costs to insure a 2023 base model Ford F-350 at popular insurance companies for a single 35-year-old male with a clean driving record. The listed companies provide coverage in a large portion of the US, but might not be available near you.
Click here to see what it would cost to insure your Ford F-350 at top providers near you >
Carrier | Annual Premium |
---|---|
Auto-Owners Insurance | 1,786 |
USAA | 1,788 |
Nationwide | 1,849 |
Travelers | 1,947 |
Geico | 2,129 |
Progressive | 2,254 |
State Farm | 2,436 |
Farmers | 3,093 |
Allstate | 3,106 |
Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024.Â
Competitor | Annual Premium |
---|---|
Ford F-350 | 2,556 |
Chevrolet Silverado 3500 | 2,598 |
Ram Pickup 3500 | 2,516 |
GMC Sierra 3500 | 2,279 |
Toyota Tacoma | 2,111 |
Toyota Tundra | 2,209 |
Chevrolet Colorado | 2,142 |
Ford Ranger | 2,181 |
Jeep Gladiator | 2,018 |
Nissan Frontier | 2,156 |
Competitor | Annual Premium |
---|---|
Ford F-350 | 2,556 |
Chevrolet Silverado 3500 | 2,598 |
Ram Pickup 3500 | 2,516 |
GMC Sierra 3500 | 2,279 |
Toyota Tacoma | 2,111 |
Toyota Tundra | 2,209 |
Chevrolet Colorado | 2,142 |
Ford Ranger | 2,181 |
Jeep Gladiator | 2,018 |
Nissan Frontier | 2,156 |
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While the vehicle you drive plays a key role in the price you pay for insurance, other factors like where you live, your age, driving record, and more will also factor into the price of your premium. Because of this, the best way to save money on car insurance is to compare personalized rates from several insurance companies to find the cheapest premium for you. You should also see if you qualify for any discounts like a homeowner, multi-vehicle, or good driver discount.
Your Ford F-350 may also be eligible for discounts at certain insurance companies depending on the safety ratings and features that come with your model year and trim level.
Personalized rate estimates at the top insurance companies in your state
Your rates will vary based on where you live, your age, and other factors like your driving record
Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive.Â
For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.
These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile.Â
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So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you.Â
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We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.Â
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