How Rate Retriever works

We make shopping for insurance a walk in the park. Our free research tool allows you to compare a comprehensive list of insurance companies tailored to your individual needs.

Our goal is to help you make an informed decision when choosing your next insurance provider.

How our tools work

Every insurance company has a different way of assigning rates based on your driver profile. When you take our quiz, you’re building a driver profile that we use to estimate the price you can expect to pay at top car insurance companies in your state.

Read our spam-free promise

1. Get started

Answer a minimum of 5 questions about your driver profile – keep building your profile for more accurate results. No phone or email required.

2. Retrieve your rates

We’ll show you how much you can expect to pay for car insurance at the top insurance companies in your area.

3. Compare and save

Compare apples-to-apples rate estimates and choose the car insurance company that’s the best fit for you.

How our tools work

1. Quick start

Answer a minimum of 5 questions about your driver profile – keep building your profile for more accurate results. No phone or email required.

2. Retrieve your rates

We’ll show you how much you can expect to pay for car insurance at the top insurance companies in your area.

3. Compare and save

Compare apples-to-apples rate estimates and choose the car insurance company that’s the best fit for you.

How we calculate our rates

Insurance companies assign rates to drivers based on their unique rating plans. These plans must be submitted to the state department of insurance to ensure they are fair, affordable, and meet all state regulations. We use this rating data along with any available discounts to more accurately calculate the rate you can expect to pay for leading insurance companies in your area.

An important note: we may make some general assumptions that may impact the prices you see (such as the number of traffic violations you have). We give you the opportunity to improve the accuracy of your results by providing us with more details. You do this when you complete your profile.

How it works

Quick start

Answer 5 questions. No phone number or email required

Retrieve your rates

We estimate how much you’ll pay at each top provider in your state

Compare and save

Compare apples to apples pricing to find your next provider

How we calculate our rates

How do we make money?

We may earn a commission from our insurance provider partners when you click on our links or call one of the providers listed on our site. This commission won’t affect the price you pay for a policy, and we won’t sell your contact information or charge you for using our comparison tools.

How Rate Retriever works

How our tools work

1. Get started

2. Retrieve your rates

3. Compare and save

How our tools work

1. Quick start

2. Retrieve your rates

3. Compare and save

How we calculate our rates

How it works

Quick start

Retrieve your rates

Compare and save

How we calculate our rates

How do we make money?

Ready, set, retrieve

Ready, set, retrieve

How Rate Retriever works

How our tools work​

1. Get started

2. Retrieve your rates

3. Compare and save

How our tools work

1. Quick start

2. Retrieve your rates

3. Compare and save

How we calculate our rates

How it works

Quick start

Retrieve your rates

Compare and save

How we calculate our rates

How do we make money?

Ready, set, retrieve

Ready, set, retrieve

How our tools work