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Our Spam-Free Promise

Rate Retriever will not text, call, or email you after you use our website and comparison tools. We don’t require or resell your contact information, so no one else will be able to contact you without consent either. If you navigate to an insurance provider’s website or call a provider using a number on our site, you will be subject to their privacy policy and terms and conditions. However, we try to be as transparent as possible so you know when you are leaving Rate Retriever. 

Our experience with spam

When we first started Rate Retriever, we wanted to create a better car insurance shopping experience, so we set out to fix the major problems plaguing car insurance consumers today.  

As our team researched car insurance quote aggregators, brokers, and marketplaces, we noticed that most other comparison sites required personal contact information: email address, home address and phone number. This seemed strange and unnecessary, especially when we had to navigate to the end-provider’s website and provide this information again to be contacted by our chosen provider.  

It soon became clear why these sites wanted contact information – emails, texts, and calls from unknown numbers started to bombard us day and night, for weeks.  

Not only was this tidal wave of outreach annoying – it was unwanted. Not once did we actually ask to be contacted by third parties. 

This was when one of Rate Retriever’s core principles was cemented: we would be the spam-free way to compare car insurance providers. 

Why spam is such an issue in the insurance industry

Unfortunately, one of the most lucrative ways to run an insurance comparison site is to sell the personal information of its users to whole bunch of third parties. Third party call centers, insurance agents, and others will buy contact info as leads for their business, and reach out to these leads hoping to turn them into paying customers. 

This practice can become very annoying and frustrating to the individual, especially if they did not give their consent to be contacted (or didn’t know they gave their consent to be contacted). 

What Rate Retriever is doing to help

At Rate Retriever, we promise our users that we will not spam them after they use our comparison tools*. We keep this promise by: 

  • Limiting the information we collect – we do not require you to share your phone number or other personal contact information. We do pass along your profile information to our insurance partners in order to give you more accurate results and enhance your shopping experience.
     
  • Transparency at every turn – we will do our best to ensure you know when you’re leaving our site. 

  • Data storage policy – we only store data that helps us improve our site (not to sell to third parties).  

Our core values

The people behind Rate Retriever are just like you: we want to be confident we’re getting the best price, and we hate getting hounded by companies we don’t want to talk to. We made the commitment to be a spam-free experience because we strive to embody the characteristics of our trusty mascot, the Golden Retriever: 

Rate Retriever dog in nature
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Transparent and trustworthy

From how we list companies in our comparison tools to the information we report in our insurance guides, we aim to provide unmatched transparency and earn your trust. 

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Loyal to our users

We will not sell your contact information to spammers. We will create tools with your best experience in mind. 

User information

Friendly and intelligent

Insurance is confusing. We try to make it easy to understand so you can make the best decisions for you. 

How we make money

If Rate Retriever doesn’t sell our users’ contact information and doesn’t charge individuals to use any of our tools, how do we make money? We partner with some of the brands you see on our site, and we may earn a commission from our  partners when you click on a link, call, or purchase a policy from one of the providers listed on our site. This commission does not negatively affect the price you pay if you choose to purchase a policy, but it is what allows us to operate Rate Retriever at no charge to you.

*What we can’t guarantee

If you navigate to an insurance provider’s website or call a provider using a number on our site, you will be subject to their privacy policy and terms and conditions. However, we try to be as transparent as possible so you know when you are leaving Rate Retriever. 

Rate Retriever may pass some of the profile information you share with us to our partners when it allows us to give you more accurate results and enhances your insurance shopping experience.

If you navigate to an insurance provider’s website or call a provider using a number on our site, you will be subject to their privacy policy and terms and conditions. However, we try to be as transparent as possible so you know when you are leaving Rate Retriever.