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What does it cost to insure my Kia Sportage?
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Our rates are based on public rate filings obtained by analytics company First Interpreter. While we may partner with some of the carriers you see on our site, we maintain editorial independence and it does not affect the rates you see. Read more about our rating methodology or see our rigorous editorial policy.Â
Last updated: February 26th, 2024
The cost of insurance for a Kia Sportage is slightly lower than the average cost of car insurance overall. However, the insurance cost can vary depending on factors like the model year and trim level of the vehicle. Newer model years can sometimes have higher insurance costs due to their higher value, as well as their higher cost of repairs and replacement parts. The trim level of the vehicle can also affect insurance rates, with higher trim levels often costing more to insure due to their increased value and features. For example, the Sportage LX, which is considered a base model, may have lower insurance costs compared to higher trim levels with more features that could potentially raise the cost of repairs and replacement parts.
The model year of your Kia Sportage will also impact the cost of car insurance. Generally, newer models cost more to insure than older models. A 2023 Sportage LX costs about $2,032 to insure on average, so you can expect older model years to be less expensive. The table below shows the average cost to insure different Sportage LX model years in 2024.Â
Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024.Â
The table below shows an average of how much it costs to insure a 2023 base model Kia Sportage at popular insurance companies for a single 35-year-old male with a clean driving record. The listed companies provide coverage in a large portion of the US, but might not be available near you.
Click here to see what it would cost to insure your Kia Sportage at top providers near you >
Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024.Â
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While the vehicle you drive plays a key role in the price you pay for insurance, other factors like where you live, your age, driving record, and more will also factor into the price of your premium. Because of this, the best way to save money on car insurance is to compare personalized rates from several insurance companies to find the cheapest premium for you. You should also see if you qualify for any discounts like a homeowner, multi-vehicle, or good driver discount.
Your Kia Sportage may also be eligible for discounts at certain insurance companies depending on the safety ratings and features that come with your model year and trim level.
Personalized rate estimates at the top insurance companies in your state
Your rates will vary based on where you live, your age, and other factors like your driving record
Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive.Â
For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.
These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile.Â
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So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you.Â
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We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.Â
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