The average cost to insure a Ram Pickup 3500 is $2,307 a year. However, the price you’ll pay for Ram Pickup 3500 insurance will depend on the year and trim level of your specific Ram Pickup 3500. Other factors, like where you live, will also affect your rates.
What does it cost to insure my Ram Pickup 3500?
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Our rates are based on public rate filings obtained by analytics company First Interpreter. While we may partner with some of the carriers you see on our site, we maintain editorial independence and it does not affect the rates you see. Read more about our rating methodology or see our rigorous editorial policy.Â
Last updated: August 31, 2023
Based on the average cost of car insurance, it can be concluded that the Ram Pickup 3500 is slightly more expensive to insure compared to other vehicles. The average annual cost for insuring the Ram Pickup 3500 is $2,307, which is higher than the overall average of $2,123. The trim level of your Ram Pickup can impact insurance rates, with higher trim levels often costing more to insure due to their increased value and features.
Trim | Annual Premium |
---|---|
3500 Tradesman | 2,307 |
3500 Big Horn | 2,430 |
3500 Laramie | 2,596 |
3500 Limited Longhorn | 2,682 |
3500 Limited | 2,718 |
3500 Promaster Cargo Van High Roof | 1,929 |
In 2023, the average cost of insurance for a Ram Pickup 3500 varied by model year. The premiums ranged from $1,756 for the 2016 model to $2,307 for the 2023 model. Most of the premiums were around the $1,800 to $2,000 range, with the highest premium being $2,307 for the newest model, 2023. This is considered an outlier as it is noticeably higher than the other premiums. On the other hand, the lowest premium of $1,756 was for one of the older models, 2016. Overall, the data suggests that as the model year of the Ram Pickup 3500 increases, so does the cost of insurance. However, it is important to note that this data does not take into account any insurance factors related to the driver.
Year | Annual Premium |
---|---|
2023 | 2,307 |
2022 | 2,274 |
2021 | 1,987 |
2020 | 2,011 |
2019 | 2,026 |
2018 | 1,805 |
2017 | 1,893 |
2016 | 1,756 |
2015 | 1,831 |
2014 | 1,851 |
Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023.Â
The table below shows an average of how much it costs to insure a 2023 base model Ram Pickup 3500 at popular insurance companies for a single 35-year-old male with a clean driving record. The listed companies provide coverage in a large portion of the US, but might not be available near you.
Click here to see what it would cost to insure your Ram Pickup 3500 at top providers near you >
Carrier | Annual Premium |
---|---|
USAA | 1,508 |
Auto-Owners Insurance | 1,710 |
Nationwide | 1,758 |
Geico | 1,829 |
State Farm | 1,946 |
Progressive | 2,024 |
Travelers | 2,081 |
Farmers | 2,682 |
Allstate | 2,856 |
Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023.Â
Competitor | Annual Premium |
---|---|
Ram Pickup 3500 | 2,307 |
Chevrolet Silverado 1500 | 2,241 |
Ford F-150 | 2,020 |
GMC Sierra 1500 | 1,981 |
Toyota Tacoma | 1,941 |
Toyota Tundra | 2,017 |
Chevrolet Colorado | 1,975 |
Ford Ranger | 1,998 |
Jeep Gladiator | 1,948 |
Nissan Frontier | 1,985 |
Competitor | Annual Premium |
---|---|
Ram Pickup 3500 | 2,307 |
Chevrolet Silverado 1500 | 2,241 |
Ford F-150 | 2,020 |
GMC Sierra 1500 | 1,981 |
Toyota Tacoma | 1,941 |
Toyota Tundra | 2,017 |
Chevrolet Colorado | 1,975 |
Ford Ranger | 1,998 |
Jeep Gladiator | 1,948 |
Nissan Frontier | 1,985 |
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While the vehicle you drive plays a key role in the price you pay for insurance, other factors like where you live, your age, driving record, and more will also factor into the price of your premium. Because of this, the best way to save money on car insurance is to compare personalized rates from several insurance companies to find the cheapest premium for you. You should also see if you qualify for any discounts like a homeowner, multi-vehicle, or good driver discount.
Your Ram Pickup 3500 may also be eligible for discounts at certain insurance companies depending on the safety ratings and features that come with your model year and trim level.
Personalized rate estimates at the top insurance companies in your state
Your rates will vary based on where you live, your age, and other factors like your driving record
Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive.Â
For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.
These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile.Â
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