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Ram Pickup 3500 Car Insurance

Edited by Alyssa DiCrasto

Reviewed by Rob Deming

Last updated: February 26th, 2024

The average cost to insure a Ram Pickup 3500 is $2,516 a year. However, the price you’ll pay for Ram Pickup 3500 insurance will depend on the year and trim level of your specific Ram Pickup 3500. Other factors, like where you live, will also affect your rates.

What does it cost to insure my Ram Pickup 3500?

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Why you can trust Rate Retriever

Our rates are based on public rate filings obtained by analytics company First Interpreter. While we may partner with some of the carriers you see on our site, we maintain editorial independence and it does not affect the rates you see. Read more about our rating methodology or see our rigorous editorial policy. 

Last updated: February 26th, 2024

Is it expensive to insure a Ram Pickup 3500?

When comparing the average cost of car insurance for a Ram Pickup 3500 to the overall average, it seems that insuring a Ram Pickup 3500 is slightly more expensive than average. Newer model years of the Ram Pickup 3500 may have higher insurance costs due to their higher value and the potential for more expensive repairs and replacement parts. Different trim levels of the vehicle can also affect insurance rates, with higher trim levels often costing more to insure because of their increased value and features. Features of the 3500 Tradesman, such as its more basic design and standard features, may make it a more affordable option to insure compared to higher trim levels of the Ram Pickup 3500.

Average Annual Premium by Trim Level for a Ram Pickup 3500

Ram Pickup 3500 insurance cost by year

The model year of your Ram Pickup 3500 will also impact the cost of car insurance. Generally, newer models cost more to insure than older models. A 2023 3500 Tradesman costs about $2,516 to insure on average, so you can expect older model years to be less expensive. The table below shows the average cost to insure different 3500 Tradesman model years in 2024. 

Average Annual Premium by Model Year for a Ram Pickup 3500

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

Best car insurance companies for your Ram Pickup 3500

The table below shows an average of how much it costs to insure a 2023 base model Ram Pickup 3500 at popular insurance companies for a single 35-year-old male with a clean driving record. The listed companies provide coverage in a large portion of the US, but might not be available near you.

Click here to see what it would cost to insure your Ram Pickup 3500 at top providers near you >

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

How expensive is it to insure a Ram Pickup 3500 compared to other Pickup Trucks?

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How can you save money on insurance for your Ram Pickup 3500? 

While the vehicle you drive plays a key role in the price you pay for insurance, other factors like where you live, your age, driving record, and more will also factor into the price of your premium. Because of this, the best way to save money on car insurance is to compare personalized rates from several insurance companies to find the cheapest premium for you. You should also see if you qualify for any discounts like a homeowner, multi-vehicle, or good driver discount.

Your Ram Pickup 3500 may also be eligible for discounts at certain insurance companies depending on the safety ratings and features that come with your model year and trim level.

How much should I expect to pay to insure my Ram?

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Frequently asked questions

How much is insurance on a Ram Pickup 3500?

The average annual cost of car insurance for a 2023 Ram Pickup 3500 with base trim is $2,516. However, the price you'll pay for car insurance will vary based on where you live, what coverage you want, and personal factors like your age and credit score.

Is Ram Pickup 3500 expensive to insure?

Yes, the Ram Pickup 3500 is more expensive to insure than the average vehicle, with insurance costs averaging $393 higher than the average.

How can I get cheaper car insurance?

One way you can try to get cheaper car insurance is simply to get quotes from multiple providers. This will help you determine what company has the cheapest rates for you based on your needs and driver profile. You can also check with your provider to see if there are any discounts you qualify for or can reasonably earn.

Methodology

Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive. 

For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.

These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile. 

About Rate Retriever

At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results 

So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you. 

Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.  

We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.