What credit score do you need for car insurance? 

There is no specific credit score that is needed to get car insurance. However, your credit score can impact how expensive your car insurance premium is in Georgia (and in most other states). Drivers with good credit usually pay the lowest rates for insurance because they are less risky to insure. People with bad credit are often assigned higher rates. If you improve your credit score, you can usually secure a lower monthly car insurance premium.