What is the difference between ho6 and ho3? 

HO-6 insurance is condo insurance and HO-3 insurance is special form home insurance. Both policies provide dwelling insurance, personal property insurance, liability insurance, and medical payments insurance. However, HO-6 also provides loss assessment coverage and the dwelling insurance portion only covers the interior of the condo unit. HO-3 insurance doesn’t include loss assessment insurance and the dwelling insurance portion covers the entire property.