Can I switch from liability-only coverage to collision insurance mid-policy?

Yes, you can add collision insurance to your liability coverage mid-policy, but there may be some changes to your premium and coverage limits. It’s important to contact your insurance provider to discuss the switch and any potential adjustments to your policy. Collision insurance can help cover the cost of repairing or replacing your vehicle if you’re in an accident, while liability-only coverage only covers damage you cause to others.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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