Do I need full coverage if my car is paid off?
It’s your choice whether to get full coverage for your paid-off car. Full coverage can help protect you in case of accidents, theft, or other damage, but it can be more expensive. If you have savings to cover repair costs and aren’t worried about potential losses, you might be able to save money by only getting the minimum required coverage. Remember, insurance is meant to provide financial protection, so think about how much risk you’re comfortable with before making a decision.