Does full coverage insurance cover damage to my car caused by a natural disaster while parked?
Yes, full coverage insurance typically covers damage to your car caused by a natural disaster while it is parked. This type of insurance includes comprehensive coverage, which protects your vehicle from non-collision events like storms, floods, fires, and other natural disasters. If your car is damaged by a natural disaster while parked, your insurance should help cover the cost of repairs or replacement, minus any deductibles that may apply.