Does uninsured motorist coverage apply if the at-fault driver has insurance, but it’s not enough to cover my damages?
Yes, uninsured motorist coverage can apply if the at-fault driver has insurance, but it’s not enough to cover your damages. This type of coverage helps protect you if the at-fault driver’s insurance is insufficient to fully compensate for your losses. Uninsured motorist coverage can help make up the difference so you are not left with out-of-pocket expenses.
