How does the vehicle’s usage (personal, commercial, etc.) affect insurance rates?
The way you use your vehicle can affect how much you pay for insurance. For example, if you use your car for business purposes, like delivering goods or driving for a ride-sharing service, your rates could be higher. This is because commercial use puts you at a higher risk for accidents. It’s important to be honest with your insurance company about how you use your vehicle to make sure you have the right coverage.