Is full coverage insurance required by law?
Full coverage insurance is not required by state law, but certain types of insurance are mandatory. For example, liability insurance is required in most states to cover damages you may cause to others in an accident. However, full coverage insurance, which includes comprehensive and collision coverage, is usually optional. It can provide extra protection for your own vehicle in case of accidents, theft, or other incidents. While not required, full coverage insurance may be a good idea for drivers who want added peace of mind and protection for their own vehicle. It’s important to understand your state’s insurance requirements.