Is it better to have comprehensive or collision insurance?

It depends on your specific needs and budget. Comprehensive insurance can protect you from things like theft, vandalism, and natural disasters, while collision insurance helps cover damage to your car if you get in an accident. If you have a newer or more expensive car, both types of coverage might be a good idea. However, if you have an older car or are on a tighter budget, you may choose to just have collision insurance. It’s important to carefully weigh your options and consider what you can afford and what risks you are most concerned about.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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