What factors affect my car insurance rates?

Several factors can affect your car insurance rates. Insurance companies consider your age, driving record, type of car you drive, where you live, and much more when determining your rate. Teen drivers may have higher rates due to their lack of driving experience. If you have a history of accidents or speeding tickets, your rates may increase. The type of car you drive, like a sports car or luxury vehicle, can also impact your rates. Living in a busy city with more traffic can lead to higher rates than a rural area. It’s important to shop around and compare quotes to find the best rate for you.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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