What type of coverage do I need as a college student?
As a college student, you will need car insurance coverage if you have a vehicle or will be driving occassionally (like on breaks). At a minimum, you will need your state’s legal requirements for coverage, but it may be a good idea to have comprehensive coverage (to protect your vehicle from vandalism, theft, and weather while parked at school) and collision coverage (to cover damages to your vehicle in an accident you cause). For students who attend college far from home, you may consider adding optional roadside assistance coverage or rental car reimbursement in case your car needs to go into the shop. These types of coverage can help you stay protected and avoid unexpected financial burdens while focusing on your education.
