Does collision insurance cover damage to my car caused by someone else hitting me?
Collision insurance typically covers damages to your car if you are at fault in an accident. If someone else hits you, their insurance should cover the damages to your car. However, if that person doesn’t have insurance or enough coverage, your collision insurance could help cover the costs. It’s important to review your policy to understand what type of coverage you have and what situations are included. If you’re not sure, contact your insurance company or agent for clarification.