Does comprehensive insurance cover damage caused by hitting a pothole?

Comprehensive insurance does not typically cover damage caused by hitting a pothole. Comprehensive insurance usually covers damage from things like theft, vandalism, or natural disasters, but hitting a pothole is usually considered a collision. Collision insurance is what would cover damage from hitting a pothole, but not all insurance policies include it. It’s important to check with your insurance provider to see if you have collision coverage and if hitting a pothole would be included in your policy.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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