Does uninsured motorist coverage apply if I’m injured as a pedestrian or cyclist?
Yes, uninsured motorist coverage can apply if you are injured as a pedestrian or cyclist by an uninsured driver. This type of coverage helps protect you if the at-fault driver does not have insurance or if they flee the scene. Uninsured motorist coverage can help pay for medical bills, lost wages, and other expenses related to the accident. It is important to check with your insurance provider to see if you have this coverage on your policy and to understand your rights in these situations.