Will my uninsured motorist coverage rates increase if I file a claim?

Filing a claim with your uninsured motorist coverage may cause your rates to increase. This coverage is meant to protect you if you are in an accident caused by an uninsured driver. It is different from regular insurance claims, so it is not likely to impact your rates. However, it’s always a good idea to check with your insurance company to confirm how filing a claim may affect your coverage or rates.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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