What happens if I’m hit by an uninsured or hit-and-run driver?
If you’re hit by an uninsured or hit-and-run driver, you may have to pay for your own damages and medical bills. You can try to recover the costs through your own insurance, if you have coverage for uninsured motorists. It’s important to report the incident to the police and your insurance company right away. It can be a frustrating situation, but there are steps you can take to protect yourself and get the help you need.