Does my car insurance cover damage from hitting an animal?
Some car insurance policies cover damage from hitting an animal, but it depends on the type of coverage you have. Comprehensive coverage typically covers hitting an animal, along with other things like theft and vandalism. Liability coverage, which is usually required by law, usually does not cover damage from hitting an animal. It’s important to check your policy or contact your insurance company to find out if hitting an animal is covered and what steps you need to take to make a claim.