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Find savings in 30 seconds, no signup required
Find savings in 30 seconds, no signup required
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Stop overpaying for home and auto insurance when you uncover the best rate for the right coverage
Don’t waste time barking up the wrong tree. Confidently choose your next insurance company with RateRetriever.
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Since I moved to PA, I had trouble finding insurance for my car. Rate Retriever was so helpful because they were able to show me rates from every major car insurance company in the area neatly listed out so I was able to easily make a choice.
Serena D. | Lancaster, PAMy insurance provider raised my rates after an accident. So I went to Rate Retriever and explored my options. I found another provider that was literally hundreds of dollars cheaper for the same coverage, despite the accident, and made the switch.
Andrew M. | Washington, DCI loved it. It gave me a visual of what I will pay, and showed me lots of options that are a lot less than what I pay now. I would 100% recommend.
Christian S. | Ellwood City, PAEasy and simple to use. Had no problem finding car insurance after moving to a different state. It’s a no brainer, Rate Retriever saves you time and money.
Colin M. | Lancaster, PAEssential tools, news, and research at your fingertips
Car insurance companies determine how much they charge you based on your driver profile. Factors that can impact your rates include:Â
Read more about the factors that impact your car insurance rateÂ
Switching your car insurance is easy, even if you are in the middle of your current policy.
Here are some helpful tips to consider to switch your car insurance:
The answer to this question depends on where you live and what you would like to cover.
Each state has its own minimum requirements on the type and amount of insurance needed. When you’re trying to determine what and how much car insurance you need, you can start by reviewing your state’s requirements.
Find out what’s required in your stateÂ
Once you review your state’s minimum requirements, you may find that you want additional coverage. For example, sometimes owners of new cars want comprehensive coverage to insure their car from natural disasters and vandalism, even though comprehensive coverage isn’t required by their state. To figure out what insurance you want, you can review the different types of insurance to decide what makes the most sense for your situation. Â
The biggest difference between Rate Retriever and other comparison sites is that we are a free and impartial research tool NOT an insurance marketplace.​ This means you can’t purchase a policy directly through RateRetriever.com, but you can use our tool to independently research your options and seamlessly connect with the provider you choose.
Unlike other insurance comparison sites, we:
We like to think that Rate Retriever is your insurance companion, not just another insurance comparison site. Our values guide everything we do, which is why we strive to offer transparent, trustworthy insurance tools.
There are many ways you can try to get cheaper car insurance. The first is simply to get quotes from multiple providers. This will help you determine if you’re currently receiving the cheapest rates based on your needs and driver profile. Rate Retriever makes the comparison process easy.
Sometimes, the reason your car insurance is so expensive is due to your driver profile. For example, drivers under 20 years old usually pay more for insurance than more experienced drivers, and drivers with a recent at-fault accident or traffic violation typically pay more.
There are ways to lower the cost of your insurance such as taking a defensive driving course. Check with your provider to see if there are any discounts you qualify for or can reasonably earn.
Rate Retriever works with national and local insurance providers to provide our users with a seamless insurance shopping experience. We may earn a commission from our insurance provider partners when you click on a link, call, or purchase a policy from one of the providers listed on our site. That said, we’re committed to providing you with accurate, bias-free information, and we do not allow our partnerships to limit the results or influence the information we share with you. Â
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We do not sell your personal information, charge you for using our tools, or sell you insurance policies. Additionally, should you choose to purchase a policy from one of our partners, the price you pay will not be adversely affected.Â
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