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How Much is Audi Car Insurance?

Written by Alyssa DiCrasto

Reviewed by Katie Dee

Last updated: February 26th, 2024

In general, Audi vehicles are slightly more expensive to insure than the average car. However, the price you pay to insure your Audi will depend on the specific model and year of your vehicle as well as personal factors like where you live and your driving record.  

What does it cost to insure my Audi?

Audi Insurance by Vehicle

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Is Audi a good car to own?

Audi owners enjoy high-performance vehicles that are known in the industry for reliability. However, as a luxury vehicle brand, Audis typically come with higher price tags – both for the initial purchase and for car insurance. 

Overall, Audi is considered a good car to own. For those searching for a luxury ride with a plush interior and distinct style that is also a lot of fun to drive, Audi is an excellent choice 

However, it’s important to note that the higher value of Audi vehicles often make them more expensive to own than economy vehicles, especially when it comes to maintenance, repair, and insurance. If that higher cost is worth the luxury status to you, you will likely be happy with your Audi.  

Is Audi expensive to insure?

Yes, in general Audi is considered expensive to insure. The average vehicle costs around $2,120 per year to insure. Audi premiums tend to be more expensive than that, coming in at around $2,400 for the cheaper models. 

Insurance companies probably charge more for Audis because they have a higher value than the average vehicle and are more expensive to maintain. If your Audi is damaged in a covered accident, your insurance company will need to pay more to repair or replace your vehicle, so they will charge you more upfront for your policy. 

Compare Audi car insurance cost to other vehicles

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Audi insurance cost by model

The most popular Audi is an Audi Q5, which is the second best-selling luxury SUV overall. The base model Q5 gets 25 miles per gallon, has 362HP, and goes from 0-60mph in 5.0 seconds. The Audi Q5 also comes in a Sportback model, SQ5 model, and SQ5 Sportback.  

In terms of insurance cost, the SQ5 Sportback models are the most expensive to insure, followed by Premium Plus and Prestige models.

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

Best insurance companies for Audi vehicles

In general, Nationwide, Progressive, and State Farm offer the most affordable insurance premiums for Audi. However, it’s important to note that the cheapest car insurance company for you might be different depending on where you live, your driving record, and the amount of coverage you want.

Average cost of Audi car insurance at popular car insurance companies

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

progressive insurance
State Farm Insurance

How much should I expect to pay to insure my Audi?

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

How to save money on Audi car insurance

Since Audis are generally more expensive to insure than economy vehicles, it’s important to know how to save on your car insurance. Usually, paying less for car insurance starts with choosing the right insurance company. To be sure you’re choosing the company that will offer you the best rates for the coverage you need, we recommend comparing quotes from multiple providers near you. Also be sure to look for discounts at your chosen company. 

Frequently asked

Why is Audi insurance so expensive?

The reason Audi insurance is expensive is likely because Audis are considered luxury vehicles and have higher value than economy brand vehicles. Because of this, Audis can be more expensive to repair or replace in the event you need to make a claim, so insurance companies charge higher premiums upfront.

What is the average insurance on an Audi?

The average insurance on an Audi is around $2,400, but this will vary based on the specific model, trim level, and year of your Audi. Your rates may also vary based on personal factors like where you live and your driving record.

Will my insurance go up if I get an Audi?

If you were previously driving an economy vehicle brand like Ford or Subaru, your insurance will likely go up when you add an Audi to your policy. However, if your previous vehicle was similar in value to an Audi, your insurance won’t necessarily increase. It is important to note that new cars typically cost more than older models, so if you’re adding a new car to your policy, your insurance might go up regardless of the vehicle make.


Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive. 

For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.

These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile. 

About Rate Retriever

At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results 

So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you. 

Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.  

We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.