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Dodge Challenger Car Insurance

Edited by Alyssa DiCrasto

Reviewed by Rob Deming

Last updated: February 26th, 2024

The average cost to insure a Dodge Challenger is $2,922 a year. However, the price you’ll pay for Dodge Challenger insurance will depend on the year and trim level of your specific Dodge Challenger. Other factors, like where you live, will also affect your rates.

What does it cost to insure my Dodge Challenger?

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Why you can trust Rate Retriever

Our rates are based on public rate filings obtained by analytics company First Interpreter. While we may partner with some of the carriers you see on our site, we maintain editorial independence and it does not affect the rates you see. Read more about our rating methodology or see our rigorous editorial policy. 

Last updated: February 26th, 2024

Is it expensive to insure a Dodge Challenger?

A Dodge Challenger can be more expensive to insure than other cars, as the average cost is higher. Newer models of the Challenger may have higher insurance costs because they are worth more and may need costly repairs or parts. The trim level of the Challenger can also affect insurance rates, with higher trim levels generally costing more due to their added value and features. For example, the Challenger SXT has standard safety features like rearview camera and stability control which may help lower insurance costs, while options like a more powerful engine or higher-end technology features could increase insurance rates.

Average Annual Premium by Trim Level for a Dodge Challenger

The model year of your Dodge Challenger will also impact the cost of car insurance. Generally, newer models cost more to insure than older models. A 2023 Challenger SXT costs about $2,922 to insure on average, so you can expect older model years to be less expensive. The table below shows the average cost to insure different Challenger SXT model years in 2024. 

Average Annual Premium by Model Year for a Dodge Challenger

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

Best car insurance companies for your Dodge Challenger

The table below shows an average of how much it costs to insure a 2023 base model Dodge Challenger at popular insurance companies for a single 35-year-old male with a clean driving record. The listed companies provide coverage in a large portion of the US, but might not be available near you.

Click here to see what it would cost to insure your Dodge Challenger at top providers near you >

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of January 2024. 

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While the vehicle you drive plays a key role in the price you pay for insurance, other factors like where you live, your age, driving record, and more will also factor into the price of your premium. Because of this, the best way to save money on car insurance is to compare personalized rates from several insurance companies to find the cheapest premium for you. You should also see if you qualify for any discounts like a homeowner, multi-vehicle, or good driver discount.

Your Dodge Challenger may also be eligible for discounts at certain insurance companies depending on the safety ratings and features that come with your model year and trim level.

How much should I expect to pay to insure my Dodge?

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Frequently asked questions

How much is insurance on a Dodge Challenger?

The average annual cost of car insurance for a 2023 Dodge Challenger with base trim is $2,922. However, the price you'll pay for car insurance will vary based on where you live, what coverage you want, and personal factors like your age and credit score.

Is Dodge Challenger expensive to insure?

Yes, the Dodge Challenger is expensive to insure, with an average cost of $2,922 compared to the overall average of $2,123.

How can I get cheaper car insurance?

One way you can try to get cheaper car insurance is simply to get quotes from multiple providers. This will help you determine what company has the cheapest rates for you based on your needs and driver profile. You can also check with your provider to see if there are any discounts you qualify for or can reasonably earn.

Methodology

Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive. 

For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.

These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile. 

About Rate Retriever

At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results 

So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you. 

Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.  

We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.