The average cost to insure a Jeep Grand Cherokee is $2,189 a year. However, the price you’ll pay for Jeep Grand Cherokee insurance will depend on the year and trim level of your specific Jeep Grand Cherokee. Other factors, like where you live, will also affect your rates.
What does it cost to insure my Jeep Grand Cherokee?
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Our rates are based on public rate filings obtained by analytics company First Interpreter. While we may partner with some of the carriers you see on our site, we maintain editorial independence and it does not affect the rates you see. Read more about our rating methodology or see our rigorous editorial policy.Â
Last updated: August 31, 2023
A Jeep Grand Cherokee may be considered more expensive to insure compared to the average car. This is because the average cost of car insurance for a Grand Cherokee is higher than the overall average. However, it’s important to note that insurance costs can vary based on factors such as the vehicle’s model year and trim level. Newer model years tend to have higher insurance costs due to their higher value and cost of repairs. Additionally, higher trim levels, such as the Grand Cherokee Laredo, can also impact insurance rates due to their increased value and features. However, it is important to remember that factors related to the driver’s record and driving history are not considered in this analysis.
Trim | Annual Premium |
---|---|
Grand Cherokee 4xe | 2,537 |
Grand Cherokee 4xe Trailhawk | 2,571 |
Grand Cherokee 4xe Overland | 2,597 |
Grand Cherokee 4xe Summit | 2,685 |
Grand Cherokee 4xe Summit Reserve | 2,733 |
Grand Cherokee Altitude | 2,062 |
Grand Cherokee Laredo | 2,189 |
Grand Cherokee Limited | 2,135 |
Grand Cherokee Overland | 2,238 |
Grand Cherokee Summit | 2,269 |
Grand Cherokee Summit Reserve | 2,344 |
Grand Cherokee L Altitude | 2,141 |
Grand Cherokee L Laredo | 2,113 |
Grand Cherokee L Limited | 2,219 |
Grand Cherokee L Overland | 2,333 |
Grand Cherokee L Summit | 2,353 |
Grand Cherokee L Summit Reserve | 2,467 |
In 2023, the average cost of insurance for a Jeep Grand Cherokee varied depending on the model year. The data shows that in general, the cost of insurance increased over time. The most affordable option was the 2014 model year, with an average annual premium of $1,567. The most expensive option was the 2023 model year, with an average annual premium of $2,189. Some other outliers include the 2022 model year with an average premium of $1,978 and the 2021 model year with an average premium of $1,907. These values deviate from the general increasing trend, suggesting that there may be other factors affecting the cost of insurance for these specific years.
Year | Annual Premium |
---|---|
2023 | 2,189 |
2022 | 1,978 |
2021 | 1,907 |
2020 | 1,844 |
2019 | 1,786 |
2018 | 1,751 |
2017 | 1,710 |
2016 | 1,665 |
2015 | 1,636 |
2014 | 1,567 |
Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023.Â
The table below shows an average of how much it costs to insure a 2023 base model Jeep Grand Cherokee at popular insurance companies for a single 35-year-old male with a clean driving record. The listed companies provide coverage in a large portion of the US, but might not be available near you.
Click here to see what it would cost to insure your Jeep Grand Cherokee at top providers near you >
Carrier | Annual Premium |
---|---|
Progressive | 1,399 |
USAA | 1,455 |
Auto-Owners Insurance | 1,588 |
Nationwide | 1,594 |
Geico | 1,749 |
State Farm | 1,845 |
Travelers | 1,854 |
Allstate | 2,340 |
Farmers | 2,563 |
Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023.Â
Competitor | Annual Premium |
---|---|
Jeep Grand Cherokee | 2,189 |
Toyota Highlander | 1,964 |
Ford Explorer | 2,020 |
Subaru Outback | 1,691 |
Honda Pilot | 1,922 |
Chevrolet Traverse | 1,994 |
Hyundai Santa Fe | 1,901 |
Lexus RX | 2,350 |
Ford Edge | 1,945 |
Kia Sorento | 1,993 |
Kia Telluride | 2,033 |
Competitor | Annual Premium |
---|---|
Jeep Grand Cherokee | 2,189 |
Toyota Highlander | 1,964 |
Ford Explorer | 2,020 |
Subaru Outback | 1,691 |
Honda Pilot | 1,922 |
Chevrolet Traverse | 1,994 |
Hyundai Santa Fe | 1,901 |
Lexus RX | 2,350 |
Ford Edge | 1,945 |
Kia Sorento | 1,993 |
Kia Telluride | 2,033 |
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While the vehicle you drive plays a key role in the price you pay for insurance, other factors like where you live, your age, driving record, and more will also factor into the price of your premium. Because of this, the best way to save money on car insurance is to compare personalized rates from several insurance companies to find the cheapest premium for you. You should also see if you qualify for any discounts like a homeowner, multi-vehicle, or good driver discount.
Your Jeep Grand Cherokee may also be eligible for discounts at certain insurance companies depending on the safety ratings and features that come with your model year and trim level.
Personalized rate estimates at the top insurance companies in your state
Your rates will vary based on where you live, your age, and other factors like your driving record
Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive.Â
For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.
These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile.Â
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