Jeep Grand Cherokee Car Insurance

Edited by Alyssa DiCrasto

Reviewed by Rob Deming

Last updated: August 31, 2023

The average cost to insure a Jeep Grand Cherokee is $2,189 a year. However, the price you’ll pay for Jeep Grand Cherokee insurance will depend on the year and trim level of your specific Jeep Grand Cherokee. Other factors, like where you live, will also affect your rates.

What does it cost to insure my Jeep Grand Cherokee?

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Why you can trust Rate Retriever

Our rates are based on public rate filings obtained by analytics company First Interpreter. While we may partner with some of the carriers you see on our site, we maintain editorial independence and it does not affect the rates you see. Read more about our rating methodology or see our rigorous editorial policy. 

Last updated: August 31, 2023

Is it expensive to insure a Jeep Grand Cherokee?

A Jeep Grand Cherokee may be considered more expensive to insure compared to the average car. This is because the average cost of car insurance for a Grand Cherokee is higher than the overall average. However, it’s important to note that insurance costs can vary based on factors such as the vehicle’s model year and trim level. Newer model years tend to have higher insurance costs due to their higher value and cost of repairs. Additionally, higher trim levels, such as the Grand Cherokee Laredo, can also impact insurance rates due to their increased value and features. However, it is important to remember that factors related to the driver’s record and driving history are not considered in this analysis.

Average Annual Premium by Trim Level for a Jeep Grand Cherokee

Jeep Grand Cherokee insurance cost by year

In 2023, the average cost of insurance for a Jeep Grand Cherokee varied depending on the model year. The data shows that in general, the cost of insurance increased over time. The most affordable option was the 2014 model year, with an average annual premium of $1,567. The most expensive option was the 2023 model year, with an average annual premium of $2,189. Some other outliers include the 2022 model year with an average premium of $1,978 and the 2021 model year with an average premium of $1,907. These values deviate from the general increasing trend, suggesting that there may be other factors affecting the cost of insurance for these specific years.

Average Annual Premium by Model Year for a Jeep Grand Cherokee

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023. 

Best car insurance companies for your Jeep Grand Cherokee

The table below shows an average of how much it costs to insure a 2023 base model Jeep Grand Cherokee at popular insurance companies for a single 35-year-old male with a clean driving record. The listed companies provide coverage in a large portion of the US, but might not be available near you.

Click here to see what it would cost to insure your Jeep Grand Cherokee at top providers near you >

Annual rates for a single 35-year-old male, estimated using public rate filings sourced from First Interpreter. Rates do not represent actual quotes. Accurate as of July 2023. 

How expensive is it to insure a Jeep Grand Cherokee compared to other Midsize SUVs?

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How can you save money on insurance for your Jeep Grand Cherokee? 

While the vehicle you drive plays a key role in the price you pay for insurance, other factors like where you live, your age, driving record, and more will also factor into the price of your premium. Because of this, the best way to save money on car insurance is to compare personalized rates from several insurance companies to find the cheapest premium for you. You should also see if you qualify for any discounts like a homeowner, multi-vehicle, or good driver discount.

Your Jeep Grand Cherokee may also be eligible for discounts at certain insurance companies depending on the safety ratings and features that come with your model year and trim level.

How much should I expect to pay to insure my Jeep?

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Frequently asked questions

How much is insurance on a Jeep Grand Cherokee?

The average annual cost of car insurance for a 2023 Jeep Grand Cherokee with base trim is $2,189. However, the price you'll pay for car insurance will vary based on where you live, what coverage you want, and personal factors like your age and credit score.

Is Jeep Grand Cherokee expensive to insure?

Yes, the Jeep Grand Cherokee is slightly more expensive to insure than the average vehicle.

How can I get cheaper car insurance?

One way you can try to get cheaper car insurance is simply to get quotes from multiple providers. This will help you determine what company has the cheapest rates for you based on your needs and driver profile. You can also check with your provider to see if there are any discounts you qualify for or can reasonably earn.

Methodology

Rate Retriever rates are based on public rate filings obtained by analytics company First Interpreter. This data comes from the rating plans insurance carriers submit to each state’s department of insurance. Rating plans detail how each carrier calculates premiums using factors such as location, age, gender, and driving record, and they ensure that insurance premiums are both fair and competitive. 

For the data on this page, we made the following assumptions: a 35-year-old single male with a clean driving record and Good credit score. We adjusted this profile by vehicle make, model, trim, and year to determine the rates you see on this page.

These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile. 

About Rate Retriever

At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results.  

So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a short form that more accurately estimates what you’ll pay at each of the top insurance providers near you. 

Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.  

We may earn a commission when you click one of the links or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide.Â