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How Much is Nissan Car Insurance?

Written by Elizabeth Rivelli

Reviewed by Alyssa DiCrasto

Last updated: July 8th, 2026

On average, it costs around $2,400 – $3,100 to insure popular 2023 Nissan models. Your rates will vary based on the model, year, and trim of your Nissan.

What does it cost to insure my Nissan?

Nissan Insurance by Vehicle

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Nissan insurance cost

Nissan is one of the most popular vehicle brands in the United States, selling more than 682,000 units in 2022 with two of its models, the Rogue and Altima, landing on the list of 25 best-selling vehicles of 2022. High safety ratings, innovative designs, and a diverse lineup of models make it clear why there are so many Nissans out on the road.

When it comes to what you’ll pay, the cost of Nissan car insurance is about average compared to other vehicle makes.

Insurance for popular Nissan models

Nissan Rogue

The Rogue is Nissan’s best-selling model. It offers comfortable seating, smart safety systems, and flexible cargo space, making it a reliable and stylish choice for both everyday commutes and weekend adventures.

See how much it costs to insure a Nissan Rogue>

Nissan Altima

The Nissan Altima is a mid-sized sedan known for its sleek design, comfortable interior, and advanced tech features. With a focus on fuel efficiency and performance, it offers a smooth driving experience, which is why it was the 23rd most popular vehicle in the US in 2022.

See how much it costs to insure a Nissan Altima>

Nissan Versa

The Nissan Versa is a compact sedan known for its affordability, efficient performance, and practicality. With a comfortable interior and user-friendly features, it's an ideal choice for budget-conscious drivers seeking a reliable sedan.

See how much it costs to insure a Nissan Versa>

Nissan Sentra

The Nissan Sentra is a stylish and fuel-efficient compact car designed for both practicality and comfort. The Sentra provides advanced safety features, ample passenger space, and a smooth ride.

See how much it costs to insure a Nissan Sentra>

Nissan Frontier

The Nissan Frontier is a tough and capable mid-sized truck. It's primarily designed for people who like outdoor adventures and need a truck to carry their gear.

See how much it costs to insure a Nissan Frontier>

Nissan Kicks

The Nissan Kicks is a modern and stylish compact SUV designed for city life. The Kicks offers comfortable seating, advanced safety features, and ample cargo space.

See how much it costs to insure a Nissan Kicks>

Nissan Murano

The Nissan Murano’s spacious interior, powerful engine, advanced safety features, and smooth driving experience make it a great choice for families and individuals seeking an SUV with a blend of practicality and elegance.

See how much it costs to insure a Nissan Murano>

Nissan Pathfinder

The Nissan Pathfinder is a versatile and family-friendly SUV built for adventure. The Pathfinder features a spacious interior, advanced safety technologies, and strong towing capability.

See how much it costs to insure a Nissan Pathfinder>

Cheapest car insurance companies for Nissan

While there won’t be one cheapest insurance company for every Nissan owner, Geico, Progressive, and Nationwide provide the cheapest rates on average for Nissans among other national car insurance companies. USAA may offer the best rates for military members and veterans. 

It’s important to compare car insurance quotes from multiple car insurance companies since your rates will be different than the average and there may be cheaper local companies available near you. 

GEICO insurance
progressive insurance
Nationwide Insurance

How much should I expect to pay to insure my Nissan

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Nissan gap insurance

If you get into an accident where your vehicle is declared a total loss, your insurance company will only pay up to the current value of your car. If you finance or lease a new Nissan, there may be a time where your vehicle is worth less than what you owe on your loan, meaning you will have to pay the difference between what your insurance pays out and what you owe your lender in the event of a total loss.

Gap insurance, or Guaranteed Asset Protection Insurance, is an optional insurance policy that protects you from being in a situation where you owe more on your loan than your vehicle is worth.

While Nissan does not require gap insurance for its leasing or financing customers, it offers gap insurance through its dealerships. Depending on your contract, gap coverage may be included in your original lease or financing agreement. Most insurance companies also offer gap insurance as an additional endorsement to your policy.

Frequently asked

Are Nissans expensive to insure?

Nissans are slightly more expensive to insure than the average vehicle make. The most expensive Nissans to insure among their most popular 2023 models include the Nissan Altima, Nissan Versa, and Nissan Pathfinder. The cheapest models to insure include the Nissan Murano, Nissan Frontier, and Nissan Rogue.

Why are Nissans expensive to insure?

The cost of insurance for a specific vehicle make depends on several factors including the cost of replacement parts, the vehicle's safety features, its historical performance in crash tests, its susceptibility to theft, and the overall repair costs. This may be why Nissans are expensive to insure compared to the national average.

Why is insurance high on Nissan Altima?

Nissan Altima insurance may be high due to its popularity, safety features, theft rates, and cost of repair. It’s important to note that personal factors such as where you live, your age, and your driving record will also greatly impact the price you pay for insurance and may contribute to why insurance is high on your Nissan Altima.

Which Nissan is cheapest to insure?

Among the most popular 2023 Nissan models, the Nissan Murano is the cheapest Nissan to insure at around $1,970 annually. This is probably due to its advanced safety features and low cost of repair. The Nissan Frontier is also cheap to insure, around $1,985 annually, for the same reasons.

Methodology

Rate Retriever estimates average rates using the thousands of results we generated for our users over the last 18 months. These results include estimated quotes from our insurance carrier partners and additional estimates based on public rate filings.

For the data on this page, we analyzed searches from insured drivers ages 25-75 who were searching for full coverage car insurance. These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile.Â