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How Much is Volkswagen Car Insurance?

Written by Katie Dee

Reviewed by Alyssa DiCrasto

Last updated: July 8th, 2026

Volkswagen offers a large lineup of vehicles that are designed to feel like a premium brand without the added costs. Volkswagen cars are reliable, comfortable, and—most importantly—won’t break your budget.

The estimated annual premium for Volkswagen car insurance across the most popular models is $2,200-$2,400 which is cheaper than the average among all vehicles. Remember, this price is just an estimate and the exact price you’ll pay to insure your Volkswagen will vary depending on the specific model and year of your car as well as personal details like your age, state, and driving history.

What does it cost to insure my Volkswagen?

Volkswagen Insurance by Vehicle

Compare personalized car insurance rates. No phone or email required.

Insuring your Volkswagen

There are many factors that go into determining what you’ll pay for Volkswagen car insurance. The exact model, year, and trim level of your car, as well as your own personal details all come together to pinpoint your specific rate. Usually, newer models and those with a higher trim level cost more to insure because they have a higher cost of repair and replacement parts if you get into a covered accident.

The exact car insurance company you choose will also have a significant impact on your rate. Whether you go with a large national insurance company or a local company, your rate at each will vary. This is why researching and comparing different car insurance companies is such an important part of finding the cheapest rates.

Take our short quiz and quickly find out which car insurance company has the cheapest rates for you.

What can I expect to pay to insure my Volkswagen?

Based on our research of the most popular 2023 Volkswagen base models, your rate can be anywhere from around $2,200 to $2,400, depending on the specific model, year, and trim level of your car. The Volkswagen Jetta is currently the most expensive model to insure while the Volkswagen Tiguan is the cheapest.

Whether your car is on the higher or lower end of this spectrum, the average annual premium for Volkswagen car insurance is less expensive than the average for all vehicles, making Volkswagens relatively cheap cars to insure.

Of course, there is more that goes into figuring out your specific premium. It is important to consider the exact model and year of your Volkswagen, as well as personal details such as where you live, your age, and your driving history to narrow down your exact rate.

Volkswagen insurance rates by model

According to sales data from GoodCarBadCar, the most popular Volkswagen model right now is the Volkswagen Tiguan. 

Insurance for popular Volkswagen models

Volkswagen Jetta

It gets about 40 miles per gallon and has 158 hp.

See how much it costs to insure a Volkswagen Jetta >

Volkswagen Atlas

The base model for a 2023 Volkswagen Atlas costs around $35,000 and gets about 23 miles per gallon. 

See how much it costs to insure a Volkswagen Atlas >

Volkswagen Tiguan

The base model for this SUV costs around $27,000 and it gets about 27 miles per gallon.

See how much it costs to insure a Volkswagen Tiguan >

Cheapest car insurance companies for Volkswagen

Choosing the right car insurance company is one of the best ways to be sure you are not overpaying for your Volkswagen car insurance. Since there are so many insurance companies out there, and each will offer you a different rate, it is important to consider all your options before selecting your car insurance company.

We have compiled a list of the best and cheapest companies for Volkswagen car insurance below. Remember, your exact rate is dependent on the model and year of your car as well as your personal details. While these companies service most of the United States, they may not be available in your area so be sure to check local insurance companies as well before making your decision.

progressive insurance
GEICO insurance
State Farm Insurance

How much should I expect to pay to insure my Volkswagen

Personalized rate estimates at the top insurance companies in your state

Your rates will vary based on where you live, your age, and other factors like your driving record

Frequently asked

How much is car insurance for a Volkswagen Tiguan?

According to our research, a 2023 Volkswagen Tiguan is the cheapest Volkswagen model to insure with an estimated annual premium of around $1,810. The exact rate you will pay depends on the model, year, and trim level of your car.

Are Volkswagens expensive to insure?

Volkswagens are generally inexpensive to insure. The average annual premium among the most popular 2023 models is $1,933 which is around $190 cheaper than the average vehicle.

Does Volkswagen require collision insurance?

When leasing or financing a Volkswagen, it is required to maintain full coverage. This means that the vehicle must be covered against damage, destruction, or loss. Your coverage must also comply with the minimum coverage requirements for your state.

Are Volkswagens reliable?

Volkswagens are generally reliable cars that are both built-to-last and affordable to own. This reliability likely factors into their low cost of ownership and less expensive car insurance rates.

Methodology

Rate Retriever estimates average rates using the thousands of results we generated for our users over the last 18 months. These results include estimated quotes from our insurance carrier partners and additional estimates based on public rate filings.

For the data on this page, we analyzed searches from insured drivers ages 25-75 who were searching for full coverage car insurance. These rates are not actual quotes and should only be used for comparative purposes. Your rates can vary significantly based on your unique driver profile. 

About Rate Retriever

At Rate Retriever, our mission is to make the way you shop for insurance transparent and fair through user-friendly tools that respect your privacy and deliver reliable, comprehensive results.  

So we took everything we hated about comparing insurance quotes online – the spam, the long questionnaires, the limited choices, the inaccuracy of quote prices – and threw it out the window, favoring a quicker form that more accurately estimates what you’ll pay at each of the top insurance providers near you. 

Rate Retriever is an independent company that is not owned by an insurance provider, nor do we provide insurance ourselves. This independence allows us to be your free and impartial insurance research tool, helping you make the best decisions for your insurance needs.  

We may earn a commission when you click one of the links, buy a policy, or call one of the providers listed on our site; however, we do not allow our partnerships to influence which information we provide in our guides.Â