Home Insurance: What's Not Covered
You’ve bought yourself a new home insurance policy to protect your beloved home from all sorts of disasters, but before you kick back and relax, let’s talk about something crucial – what your home insurance might not cover. Some things might not be covered by your policy, and it’s essential to be in the know to avoid any unpleasant surprises down the road.
1. Earthquake and Flood Damage
Most standard home insurance policies don’t include coverage for these natural disasters. So, if you live in an earthquake-prone area or near a flood zone, you might want to consider purchasing separate earthquake and flood insurance policies to keep your home and finances protected.