There are several reasons why someone might not have their driver’s license – maybe they just turned 16 and haven’t passed their driver’s exam yet, or maybe they own a car that someone else drives for them. Whatever your reason may be for not having a driver’s license, there are options for getting car insurance and you can still find a quality policy that is affordable if you know what to look for. This blog post will give you some advice on how to do it!
Do I Need a License to Get Car Insurance?
Contrary to popular belief, you do not need an official driver’s license to get car insurance in most states. However, you should be aware that one of the first questions insurance providers will ask is if you do have your driver’s license. If you do not, it’s not a problem for most insurance providers – it just might take longer to find a policy that meets your needs.
Finding the policy that is right for you greatly depends on your individual situation (why you need car insurance) and what you need to insure (the vehicle or driver you need to protect). There is not a one-size-fits-all solution for auto insurance plans which is why we recommend comparing quotes from multiple providers and asking the provider of your choice to provide more information about the options available to you. It never hurts to ask questions!
It’s important to note that in some cases, your insurance premium will be higher if you do not have a driver’s license since most insurance providers review driving records to determine their policy rates.