Comprehensive insurance is a type of car insurance that helps pay for damage to your vehicle that is not caused by a collision. This can include things like theft, vandalism, natural disasters, or hitting an animal. It gives you more protection than just basic liability insurance.

Comprehensive insurance covers damage to your car that isn’t from a collision, like theft, vandalism, weather disasters, and accidents involving animals. It also covers broken windows, fire damage, and other non-collision incidents. It’s important to have comprehensive coverage to protect your car from a wide range of unexpected events.

Comprehensive insurance is not required by law, but it is often required by lenders for car loans. Comprehensive insurance helps cover damages to your car that are not caused by a collision, like theft or natural disasters. While not legally mandatory, comprehensive insurance can provide added protection and peace of mind for unexpected events. It’s important to check with your state’s laws and your lender to determine if comprehensive insurance is necessary for you.

Comprehensive insurance typically does not cover damage to your car in an accident. Instead, it usually covers things like theft, vandalism, or natural disasters. To cover accident damage, you would need collision insurance. It’s important to review your insurance policy carefully to understand what is covered and consider adding collision coverage if you want protection for accidents. Remember to also consider your deductible, which is the amount you would need to pay before your insurance kicks in to cover the remaining cost of repairs.