The minimum car insurance requirements in Florida are: Personal Injury Protection – $10,000 limit. Property Damage Liability – $10,000 limit.

Typically, you will be granted 10-30 days to get car insurance for a new car in FL.

Driving without insurance is a misdemeanor in FL. If you are convicted of driving without insurance, you will be subject to a fine of $150-$500 and your license may be suspended until proof of insurance is provided.