What does comprehensive coverage mean for auto insurance?
Comprehensive car insurance provides physical damage coverage for your vehicle if it gets damaged in a non-collision event. Many drivers get comprehensive car insurance by purchasing a full coverage policy, which also includes liability insurance, collision insurance, and medical payments insurance.
Although comprehensive insurance is optional, most drivers choose to purchase this policy. An analysis from the Insurance Information Institute (Triple-I) found that almost 80% of insured drivers carry comprehensive coverage, in addition to personal liability insurance (which is legally required in almost every state).