Does homeowners insurance cover sinkholes in Florida? 

In Florida, all home insurance companies are required to cover catastrophic ground cover collapse, which includes sinkholes. However, whether or not a sinkhole-related claim is covered will depend on the ground on your property or underneath your home. Just because your home insurance policy includes sinkhole coverage does not guarantee that all sinkhole claims will be covered. It’s a good idea to read the fine print of your policy to learn more about the coverage requirements for sinkhole claims.