How does the insurance company determine my insurance rate?
Car insurance companies determine how much they charge you based on a number of factors that make up your driver profile. Factors that can impact your quoted rates include:
- Demographics – including your age, home ownership, credit score, and more
- Your driving history – including how long you’ve been driving, traffic violations, and more
- Your car – including make, model, and year
- Where you live – including state and zip code
- How much coverage you want
Read more about the factors that impact your car insurance rate
