What does full coverage car insurance cover?
Full coverage car insurance typically combines bodily injury liability, property damage liability, uninsured/underinsured motorist, personal injury protection, collision, and comprehensive coverage. This extra protection helps you in both at-fault and no-fault accidents, as well as if you collide with a driver that doesn’t have the proper amount of insurance to cover related expenses.
Currently, no state requires drivers to carry full coverage car insurance, but you can select full coverage if you desire. Additionally, if you lease or finance your vehicle, your lender may require you to carry full coverage until your vehicle is paid off.
