What is the average car insurance in Georgia? 

The average cost of full coverage car insurance for all drivers in Georgia is $1,884 per year, or about $98 per month. To compare, the U.S. national average car insurance premium is $2,049 per year. However, keep in mind that car insurance rates are different for everyone, so your premium could be higher or lower than average depending on your driver profile, vehicle, and coverage needs.