Life changes such as marriage or homeownership can often lower your car insurance rates. Insurance companies see married couples and homeowners as more responsible and less risky to insure, so they may offer you lower rates. You may also qualify for multi-vehicle and homeowners discounts and you could find further savings by bundling your home and auto policies. Be sure to notify your insurance company of any life changes so they can adjust your rates accordingly.

Yes, many car insurance companies offer discounts to customers who have been with them for a long time. These discounts can include lower rates, loyalty rewards, and special perks like accident forgiveness or roadside assistance. It’s a good idea to check with your insurance provider to see what discounts or benefits are available to you as a long-term customer. However, it’s still important to compare quotes from multiple insurance companies to be sure you’re still getting the best deal with your current provider.