The minimum car insurance requirements in Arkansas are: Bodily Injury Liability – $25,000 limit per person/$50,000 limit per accident. Property Damage Liability – $25,000 limit.

Typically, you will be granted 7-30 days to get car insurance for a new car in AR.

Driving without insurance is a violation in AR. If you are convicted of driving without insurance, you will be subject to a fine between $50 and $250 for a first offense.