Yes, you should regularly review and adjust your coverage as your business evolves to ensure that all new risks are adequately covered.

The process typically involves notifying your insurer as soon as possible, providing documentation of the loss or damage, and working with an adjuster to assess the claim.

If your business owns, leases, or operates vehicles, commercial auto insurance is necessary to cover liabilities associated with vehicle accidents.

Workers’ Compensation Insurance is mandatory in most states for businesses with employees. It provides wage replacement and medical benefits to employees injured on the job.

General Liability Insurance covers your business against claims of bodily injury, property damage, and personal injury that could arise from your business operations.

Personal insurance protects individuals and their personal assets, such as homes, vehicles, and belongings, covering risks like property damage and personal liability. Common types include auto, homeowners, and health insurance. Commercial insurance, on the other hand, is designed for businesses. It covers risks related to business operations, such as property damage, liability, employee-related risks, and more. Examples include General Liability, Commercial Property, and Workers’ Compensation insurance.