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Does liability insurance cover damage to property (e.g., fences, buildings) caused by my car?

Yes, liability insurance can cover damage to property caused by your car. If you are at fault in an accident that results in damage to someone else’s property, such as fences or buildings, your liability insurance can help cover the costs of repairs or replacements. However, it’s important to check the limits of your policy and make sure you have enough coverage to fully protect yourself in case of property damage. Remember, liability insurance typically does not cover damage to your own car, so you may need additional coverage for that.

Does liability insurance cover damage to other vehicles in an accident I caused?

Yes, liability insurance typically covers damage to other vehicles in an accident you caused. This type of insurance helps pay for repairs or replacement of the other vehicles involved. However, it does not cover damage to your own vehicle. It’s important to have enough liability coverage to protect yourself financially in case of an accident. Make sure to review your policy to understand exactly what is and isn’t covered.

Does liability insurance cover medical expenses for me and my passengers?

Liability insurance does not typically cover medical expenses for you or your passengers. Liability insurance helps cover costs for other people if you’re at fault in an accident, but it usually does not cover your own medical bills. To help with medical expenses for you and your passengers, you may need to have medical payments coverage or personal injury protection (PIP) as part of your auto insurance policy. It’s important to review your policy and speak with your insurance agent to make sure you have the right coverage for your needs.