Are there any restrictions on the types of cars I can insure at 16?
It depends on your car insurance company, but usually there aren’t restrictions on the type of car a 16-year-old can insure. However, you should keep in mind that high-performance or luxury cars are more expensive to insure on average because they are more expensive to repair or replace, so for the most expensive age group to insure, these types of vehicle may be cost prohibitive.