Are there different types of liability coverage?
Yes, there are different types of liability coverage. Bodily injury liability coverage helps pay for the medical expenses of people injured in an accident you are responsible for. Property damage liability coverage helps pay for damage to someone else’s property caused by an accident you are responsible for. These types of coverage are designed to protect you financially if you are found liable for causing harm to others. It is important to have both types of liability coverage to ensure you are protected in case of an accident.