Can a 16-year-old get car insurance on their own?

Yes, in some states a 16-year-old can get car insurance on their own. However, many insurance companies prefer drivers to be at least 18 years old before getting their own policy. Some states allow younger drivers to be the primary policyholder but may require a parent or guardian to be listed as a co-signer. It is important to research the laws in your state and speak with insurance providers to determine the best options for car insurance as a 16-year-old.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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