Can I stay on my parents’ car insurance policy as a young adult?

It depends. If you don’t drive regularly, or if you live with your parents and drive their vehicle, then no, you don’t need your own insurance policy. However, if your permanent address is different than your parents’ address, then you may need your own policy. It’s important to check with your parents’ insurance provider to see if you qualify and what the specific rules are for staying on their policy.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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