How does the make and model of my car affect my insurance premium?
The make and model of your car can affect your insurance premium because some cars are more expensive to repair or replace than others. Insurance companies consider these costs when determining your premium. Cars that are known for being safe, reliable, and inexpensive to fix may have lower premiums. On the other hand, cars that are expensive, have a high theft rate, or are considered high-performance vehicles may have higher premiums. It’s important to consider the make and model of your car when shopping for insurance to ensure you’re getting the best coverage at the right price.