Is collision insurance required by law?

Collision insurance is not required by law. Most states only require drivers to have liability insurance, which helps cover the costs if you damage someone else’s property or injure them in an accident. Collision insurance is optional and can help pay for repairs or replacement of your own vehicle if you’re in a crash. While it’s not required, having collision insurance can provide peace of mind and help protect your finances in case of an accident.

Posted by Alyssa DiCrasto

Alyssa uses her many years of experience writing about complex industries to research and create clear content that makes insurance easy to understand. She has been with Rate Retriever since its beginning, establishing our strict editorial policy and directing our comparison experience.

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