What auto insurance laws are in New Jersey?
The minimum car insurance requirements in New Jersey are: Bodily Injury Liability – $15,000 limit per person/$30,000 limit per accident; Basic policy: $10,000 for bodily injury. Personal Injury Protection – $15,000 limit (standard policy or basic policy). Property Damage Liability – $5,000 limit. Uninsured Motorist Coverage – Standard policy: Required (uninsured motorist bodily injury coverage and uninsured motorist property damage coverage). Coverage is available up to the amounts selected for liability coverage. Underinsured Motorist Coverage – Grouped with uninsured motorist coverage.
